Terms & Conditions

The use of any product, service or feature (the "Materials") available through the internet websites accessible at abn.us.com (collectively, the "Website") by any user of the Website ("You" or "Your" hereafter) shall be governed by the following terms of use:

American Business Association Rating Inc is registered company in the United States of America with Company File Number C4767120 registered on 07/16/2021 and is global & legal owner of abn.us.com for any further information email to support@abn.us.com

• This Website is provided by American Business Association Rating Inc - Global Joint Venture Association with Socio Platform L.L.C-Fz, based in UAE, Dubai for collection of online funds through Stripe Payment Gateway, so all payment collectd by Socio Platform L.L.C-Fz has approval of American Business Association Rating Inc, You hereby agree to abide by the terms and conditions set forth in this Terms of Use. In the event of You not agreeing to these terms and conditions, You are requested by American Business Association Rating Inc not to use the Website or download Materials from the Website.
• This Website is provided by American Business Association Rating Inc - India Joint Venture Association with Socio Platform Inc, based in India for collection of online funds through PayuMoney Payment Gateway, so all payment collectd by Socio Platform Inc has approval of American Business Association Rating Inc, You hereby agree to abide by the terms and conditions set forth in this Terms of Use. In the event of You not agreeing to these terms and conditions, You are requested by American Business Association Rating Inc not to use the Website or download Materials from the Website.
• This Website, including all Materials present (excluding any applicable third party materials), is the property of American Business Association Rating Inc and is copyrighted and protected by worldwide copyright laws and treaty provisions. You hereby agree to comply with all copyright laws worldwide in Your use of this Website and to prevent any unauthorized copying of the Materials. American Business Association Rating Inc does not grant any express or implied rights under any patents, trademarks, copyrights or trade secret information.
• American Business Association Rating Inc has business relationships with thousands of customers, suppliers, governments, and others. For convenience and simplicity, words like joint venture, partnership, and partner are used to indicate business relationships involving common activities and interests, and those words may not indicate precise legal relationships.

Disclaimer

American Ratings, including its Lead Magnet platform and the A-I-R-S Number (American Industry Rating Standard), constitutes a private and independent rating system developed and administered by American Business Association Rating Inc which refereed as American Ratings on the website. It operates solely as a commercial and analytical service and is not affiliated with, endorsed by, sponsored by, or authorized by the United States Government or any federal or state agency. The American Ratings System is designed exclusively to support industry classification, business verification, and global trade-worthiness evaluation.

Limited License

Subject to the terms and conditions set forth in these Terms of Use, American Business Association Rating Inc grants You a non-exclusive, non-transferable, limited right to access, use and display this Website and the Materials thereon. You agree not to interrupt or attempt to interrupt the operation of the Website in any manner. Unless otherwise specified, the Website is for Your personal and non-commercial use. You shall not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Website.

Limited Liability

Any email communication received from research@abn.us.com is not initiated by our firm and we are not responsible for any action.

The Bureau of Indian Standards (BIS) Add-On: American Business A-I-R-S Number

American Ratings Inc. is not authorized to issue Bureau of Indian Standards (BIS) Certification. The American Business A-I-R-S Number is an add-on service that assist in the BIS certification application process.

Address

American Business Association Rating Inc - ONE LA JOLLA CENTER SUITE 520 4655, EXECUTIVE DR SAN DIEGO, California, 92122 United States of America
Socio Platform L.L.C-Fz - Meydan Grandstand, 6th floor Meydan Road Nad Al Sheba Dubai, United Arab Emirates

Blogs

if any company / firm / individual notice that any abn.us.com Blog is not proper in any form and they want that particular blog page / pages to be removed kindly contact legal@abn.us.com

This is to inform and clarify that individuals (including but not limited to employees of American Business Association Rating Inc and referred to as "Individuals" hereafter) may contribute articles and opinions on this Website entirely at the sole discretion of American Business Association Rating Inc, in the form of "blogs", as such term is generally understood. You hereby acknowledge and agree that these blogs constitute the opinion of the Individuals in their personal capacity, and may not represent official positions of American Business Association Rating Inc in any manner. American Business Association Rating Inc retains all copyright to these blogs.

You may be permitted to post comments and feedback to these blogs. By doing so, You expressly agree and acknowledge to abide by the following:

• You shall not defame, abuse, harass or threaten American Business Association Rating Inc or any third party, or otherwise violate the legal rights of American Business Association Rating Inc or any third party.
• You shall not contribute any content or take any action that may in any manner adversely affect the reputation of American Business Association Rating Inc, or that is otherwise detrimental to American Business Association Rating Inc.
• You shall not in any manner publish or post any inappropriate, defamatory, infringing, obscene, racist, terrorist, politically slanted, indecent or unlawful topic, name, material or information.
• You shall not use profane and objectionable language or abbreviations. You shall not use any character(s) as a substitute for objectionable language.
• You shall not in any manner reveal confidential or proprietary information of any third party. Specifically, You shall not post any material for which You do not have requisite and applicable right(s) under law.
• You shall not conduct any contests or publish or propagate any forwards.
• You shall not defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity but not limited to the foregoing) of any other party including American Business Association Rating Inc.
• You shall not publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, indecent or unlawful topic, name, material or information.
• You shall not upload or otherwise make available, files that contain images, photographs, software or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless You own or control the rights thereto or have received all necessary consent to do the same.
• You shall not upload files that contain viruses, trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another's computer or property of another.
• You shall not advertise or offer to sell or buy any goods or services for any business purpose
• You shall not download any file posted that You know, or reasonably should know, cannot be legally reproduced, displayed, performed, and/or distributed in such manner.
• You shall not falsify or delete any copyright management information, such as author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
• You shall not create a false identity for the purpose of misleading others.
• You shall not in any way deface or vandalize this Website, or prevent or restrict others from using this Website.
• You shall indemnify and hold harmless American Business Association Rating Inc from any claims and loss incurred by American Business Association Rating Inc as a result of Your violation of these Terms of Use.
• You acknowledge that American Business Association Rating Inc may, at its sole discretion, monitor, remove or edit any content that You contribute. American Business Association Rating Inc may also pursue remedies available to it under law for any violation of these terms and conditions.

NON-INVESTMENT PRODUCTS & SERVICES

American Business Association Rating Inc. (“American Ratings”, “Company”) provides commercial business services, digital certifications, verification products, trust seals, platform tools, and partner programs intended solely for business enablement and commercial distribution purposes. None of the services, programs, point credits, revenue sharing opportunities, Lead Magnet Partner Platform, or related offerings constitute or are intended to constitute an investment product, security, collective investment scheme, mutual fund, financial instrument, or regulated investment vehicle under any applicable law or regulation in any jurisdiction. No user, partner, or participant acquires any equity, ownership interest, debt interest, profit interest, or voting rights in the Company by purchasing or participating in any service, program, or partner offering.

COMMERCIAL NATURE OF PARTNER PROGRAMS

All partner and revenue sharing programs offered by the Company are commercial sales and distribution arrangements. Participants may acquire digital point credits or service packages solely for the purpose of marketing, distributing, and facilitating the Company’s products and services to end customers. Any compensation, commission, or revenue share is earned only from a participant’s direct commercial activity and performance, as defined in the applicable program terms.

NO POOLED FUNDS / NO COLLECTIVE INVESTMENT

The Company does not pool participant funds for the purpose of generating profits or returns. Each participant’s commercial activity, sales results, and compensation are independent and not linked to or dependent upon the contributions or performance of other participants. No arrangement offered by the Company is intended to operate as a collective investment scheme, investment contract, or similar regulated structure.

NO GUARANTEED RETURNS

The Company does not guarantee or assure any income, revenue, profit, return, interest, or financial gain. All examples, illustrations, or potential earnings references are indicative only and depend on individual effort, market conditions, and business performance.

REGULATORY DISCLAIMER

Nothing on this website constitutes an offer, solicitation, or recommendation to buy or sell securities, investments, or financial products. For users accessing the website from India, nothing offered by the Company is intended to be a collective investment scheme under Section 11AA of the Securities and Exchange Board of India Act, 1992 or under SEBI (Collective Investment Schemes) Regulations, 1999. Participants are responsible for obtaining their own legal, tax, and regulatory advice before participating in any program.

SEPARATE PROGRAM TERMS

American Business Association Rating Inc. (“Company”, “American Ratings”, “we”, “us”, “our”) provides commercial business services, digital certifications, verification products, trust seals, analytical reports, software platforms, marketing tools, point credits, Lead Magnet Partner Platform access, partner and reseller programs, and revenue participation arrangements solely for business enablement, sales, distribution, certification support, branding, and related commercial activities. All products, services, programs, partner arrangements, point credits, Lead Magnet Partner Platform features, and revenue participation offerings available through this Website are commercial in nature and do not constitute and shall not be construed as securities, investment contracts, collective investment schemes, pooled investment vehicles, mutual funds, alternative investment products, profit-sharing investments, or any other regulated financial or investment instruments under the laws of any jurisdiction, including without limitation the Securities and Exchange Board of India Act, 1992 and the SEBI (Collective Investment Scheme) Regulations, 1999. Participation in any partner, reseller, or revenue sharing program represents a commercial relationship for the purpose of acquiring and using business services, digital credits, or sales tools. No participant acquires any equity interest, ownership right, security, debt instrument, profit interest, or voting right in the Company by virtue of purchasing or participating in any program. Any commission, incentive, revenue share, or compensation payable under such programs is earned solely from the participant’s direct commercial activity and performance, as defined in the applicable program terms, and not from pooled contributions or aggregated funds of other participants. The Company does not pool participant funds for the purpose of generating profits or returns. The Company does not guarantee or assure any income, revenue, profit, return, interest, dividend, or financial gain of any kind. Any examples, illustrations, or references to potential earnings are indicative only and depend on individual effort, market conditions, customer demand, and business performance. Nothing on this Website or in these Terms & Conditions constitutes an offer, solicitation, or recommendation to buy or sell any security, investment, or regulated financial product in any jurisdiction. Users are solely responsible for obtaining independent legal, tax, and regulatory advice before participating in any program or using any service. Participation in any partner, reseller, or revenue sharing program may be subject to separate program-specific terms and agreements in addition to these Terms & Conditions.

Commercial Services, Partner Programs & Non-Investment Disclaimer

Participation in any partner, reseller, or revenue sharing program is subject to separate program-specific terms and agreements in addition to these Terms & Conditions.

Commercial Services & Non-Investment Disclaimer

American Business Association Rating Inc (“Company”, “American Ratings”, “we”, “us”, “our”) provides commercial business services, digital certifications, verification products, software platforms, marketing tools, point credits, Lead Magnet Partner Platform access, partner and reseller programs, and revenue participation arrangements solely for the purpose of business sales, distribution, certification support, analytical reporting, and related commercial activities. None of the products, services, programs, partner arrangements, point credits, or revenue participation offerings available through this Website constitute, and shall not be construed as, securities, investment contracts, collective investment schemes, pooled investment vehicles, mutual funds, alternative investment products, profit-sharing investments, or any other regulated financial instrument under the laws of any jurisdiction, including but not limited to the Securities and Exchange Board of India Act, 1992 and the SEBI (Collective Investment Scheme) Regulations, 1999, as amended. A collective investment scheme, as defined under applicable law, generally refers to any scheme or arrangement under which contributions from multiple persons are pooled together with a view to receiving profits, income, produce, or property from such scheme. Participation in any partner, reseller, or revenue sharing program offered by the Company represents a commercial relationship for the purpose of acquiring and using business services, distribution rights, sales credits, or analytical tools. No participant acquires any interest in, ownership of, or right to profits or equity in the Company by virtue of participating in any program. No participant acquires any equity interest, ownership right, security, debt instrument, profit interest, voting right, or other ownership or control rights in the Company by virtue of purchasing or participating in any program. Any compensation, commission, or revenue share payable under such programs is earned solely from the participant’s direct commercial activities and performance, and not from pooled contributions of other participants. The Company does not pool participant funds for the purpose of generating profits or financial returns. The Company does not guarantee or assure any income, revenue, profit, return, dividend, or financial gain. All illustrative references to potential earnings depend entirely on individual effort, market conditions, and business performance. Nothing on this Website or in these Terms constitutes an offer, solicitation, or recommendation to buy or sell any security, investment, or regulated financial product.

No Explicit “No Guaranteed Returns” Clause for Partner Programs

Your Terms contain a general “no warranties” and “third-party content” disclaimer, but do not explicitly state that partner/revenue share programs do not guarantee financial returns or income. Including such a clause strengthens legal clarity that compensation is performance-based rather than an assured profit or return.

No Regulatory Compliance / SEBI CIS Disclaimer

There is no statement confirming that partner or revenue share programs are not intended to be investment schemes under the SEBI Act or similar regulations in any jurisdiction. Given CIS definitions under Section 11AA of the SEBI Act (which captures pooling of contributions to earn income or profit), including a clear exclusion of your programs from that definition is important.

Non-Investment Products & Services Disclaimer

Your current Terms do not contain language stating that your partner programs (including Lead Magnet Partner Platform, point credits, revenue sharing, or performance capital concepts) are commercial services and not investment or pooled fund products. Why this matters: Under Indian law, a collective investment scheme involves pooling funds contributed by multiple persons with a view to earning profits. SEBI defines a CIS broadly, including arrangements where contributions are pooled and returned income is shared.

Commercial Services, Non-Investment Disclaimer & Regulatory Notice

American Business Association Rating Inc. (“Company”, “American Ratings”, “we”, “us”, “our”) provides commercial business services, digital certifications, verification products, trust seals, software platforms, marketing tools, point credits, and partner programs intended solely for business enablement, sales, distribution, branding, certification, and related commercial purposes. The products, services, Lead Magnet Partner Platform, partner programs, point credits, revenue participation arrangements, and any related offerings made available through this Website do not constitute, and shall not be construed as, securities, investment contracts, collective investment schemes, pooled investment vehicles, mutual funds, alternative investment products, profit-sharing investments, or any other regulated financial or investment instruments under the laws of any jurisdiction, including without limitation the Securities and Exchange Board of India Act, 1992 and the SEBI (Collective Investment Scheme) Regulations, 1999. Participation in any program offered by the Company represents a commercial relationship for the acquisition and use of business services or digital credits. No participant acquires any equity interest, ownership right, security, debt instrument, profit interest, or voting right in the Company by virtue of purchasing or participating in any service, program, or offering. Any revenue share, commission, incentive, or compensation that may be offered under a partner, reseller, or revenue participation program is earned solely from the participant’s own direct commercial activity and performance, as defined in the applicable program terms, and not from pooled funds or aggregated contributions of other participants. The Company does not pool participant funds for the purpose of generating profits or returns. The Company does not guarantee or assure any income, revenue, profit, return, interest, dividend, or financial gain of any kind. Any examples, illustrations, or references to potential earnings are indicative only and depend entirely on individual effort, market conditions, customer demand, and business performance. Nothing contained on this Website or in these Terms & Conditions constitutes an offer, solicitation, or recommendation to buy or sell any security, investment, or regulated financial product in any jurisdiction. Participation in any partner, reseller, or revenue sharing program may be subject to separate program-specific terms and agreements in addition to these Terms & Conditions. Users are solely responsible for obtaining independent legal, tax, and regulatory advice before participating in any program or using any service.

Commercial Services & Non-Investment Disclaimer

American Business Association Rating Inc. (“Company”, “American Ratings”, “we”, “us”, “our”) provides commercial business services, digital certifications, verification products, trust seals, software platforms, marketing tools, and partner programs intended solely for commercial sales, distribution, certification, branding, and business enablement purposes. The products, services, partner programs, point credits, Lead Magnet Partner Platform, revenue participation programs, and any related offerings made available through this Website do not constitute, and shall not be construed as, securities, investment contracts, collective investment schemes, pooled investment vehicles, mutual funds, alternative investment products, profit-sharing investments, or any other regulated financial or investment instruments under the laws of any jurisdiction, including without limitation the Securities and Exchange Board of India Act, 1992 and the SEBI (Collective Investment Scheme) Regulations, 1999. Participation in any program offered by the Company represents a commercial relationship for the acquisition and use of business services or digital credits. No participant acquires any equity interest, ownership right, security, debt instrument, profit interest, or voting right in the Company by virtue of participation in any service or program. Any revenue share, commission, or compensation that may be offered under a partner or reseller program is earned solely from the participant’s own direct commercial activity and performance, as defined in the applicable program terms. The Company does not pool participant funds for the purpose of generating profits or returns, and no participant’s compensation is dependent upon or derived from the contributions or performance of other participants. The Company does not guarantee or assure any income, revenue, profit, return, interest, dividend, or financial gain of any kind. Any references to potential earnings or revenue are illustrative only and depend entirely on individual effort, market conditions, and business performance. Nothing contained on this Website or in these Terms & Conditions constitutes an offer, solicitation, or recommendation to buy or sell any security, investment, or regulated financial product. Users are solely responsible for obtaining independent legal, tax, and regulatory advice before participating in any program or using any service. Participation in any partner, reseller, or revenue sharing program may be subject to separate program-specific terms and agreements in addition to these Terms & Conditions.

Third Party Content

The Website makes information of third parties available, including articles, analyst reports, news reports, tools to facilitate calculation, company information and data about financial markets, including any regulatory authority and other financial markets and other data from external sources (the "Third Party Content"). You acknowledge and agree that the Third Party Content is not created or endorsed by American Business Association Rating Inc. The provision of Third Party Content is for general informational purposes only and does not constitute a recommendation or solicitation to purchase or sell any securities or shares or to make any other type of investment or investment decision. In addition, the Third Party Content is not intended to provide tax, legal or investment advice. You acknowledge that the Third Party Content provided to You is obtained from sources believed to be reliable, but that no guarantees are made by American Business Association Rating Inc or the providers of the Third Party Content as to its accuracy, completeness, timeliness. You agree not to hold American Business Association Rating Inc, any business offering products or services through the Website or any provider of Third Party Content liable for any investment decision or other transaction You may make based on Your reliance on or use of such data, or any liability that may arise due to delays or interruptions in the delivery of the Third Party Content for any reason

By using any Third Party Content, You may leave this Website and be directed to an external website, or to a website maintained by an entity other than American Business Association Rating Inc. If You decide to visit any such site, You do so at Your own risk and it is Your responsibility to take all protective measures to guard against viruses or any other destructive elements. American Business Association Rating Inc makes no warranty or representation regarding, and does not endorse, any linked Websites or the information appearing thereon or any of the products or services described thereon. Links do not imply that American Business Association Rating Inc or this Website sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of American Business Association Rating Inc or any of its affiliates or subsidiaries. You hereby expressly acknowledge and agree that the linked sites are not under the control of American Business Association Rating Inc and American Business Association Rating Inc is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. American Business Association Rating Inc is not responsible for webcasting or any other form of transmission received from any linked site. American Business Association Rating Inc is providing these links to You only as a convenience, and the inclusion of any link shall not be construed to imply endorsement by American Business Association Rating Inc in any manner of the website.

No Warranties

This website, the information and materials on the site, and any software made available on the Website, are provided "as is" without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability, non-infringement, or fitness for any particular purpose. There is no warranty of any kind, express or implied, regarding third party content. In spite of American Business Association Rating Inc's best endeavors, there is no warranty on behalf of American Business Association Rating Inc that this Website will be free of any computer viruses. Some jurisdictions do not allow for the exclusion of implied warranties, so the above exclusions may not apply to you.

Limitation Of Damages

In no event shall American Business Association Rating Inc or any of its subsidiaries or affiliates be liable to any entity for any direct, indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on your information handling system) that are related to the use of, or the inability to use, the content, materials, and functions of this Website or any linked Website, even if American Business Association Rating Inc is expressly advised of the possibility of such damages.

Disclaimer

Legal Disclaimer : American Business Association Rating Inc does not validate any email communication sent by research@abn.us.com, any communication received by any firm through research@abn.us.com should be ignored and has no legal / commercial representation of American Business Association Rating Inc for any further information email to support@abn.us.com

American Business Association Rating Inc website www.abn.us.com have displayed sample Business A-I-R-S Number certificate for new client references for below firm. These are purely sample certificates should not be referred as real certificates.

Lodha Developers Limited and Microsoft Inc

The website may contain inaccuracies and typographical and clerical errors. American Business Association Rating Inc expressly disclaims any obligation(s) to update this website or any of the materials on this website. American Business Association Rating Inc does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the Website. You acknowledge that any reliance on any such opinion, advice, statement, memorandum, or information shall be at your sole risk. American Business Association Rating Inc reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the Website. American Business Association Rating Inc may make any other changes to the Website, the materials and the products, programs, services or prices (if any) described in the Website at any time without notice. This Website is for informational purposes only and should not be construed as technical advice of any manner.

Posting on The American Business Association Rating Inc Website

American Business Association Rating Inc does not claim ownership of the materials You provide to American Business Association Rating Inc (including feedback and suggestions) or post, upload, input or submit to any section of the Website, (each a "Submission" and collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting ("Posting") Your Submission You are granting American Business Association Rating Inc, its affiliated companies and necessary sub-licensees permission to use Your Submission in connection with the operation of their Internet businesses (including, without limitation, all services offered by American Business Association Rating Inc), including, without limitation, the license rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat Your Submission; to publish Your name in connection with Your Submission; and the right to sublicense such rights to any other party.

You hereby acknowledge and agree that no compensation shall be paid or no future commercial consideration has accrued with respect to the use of Your Submission by American Business Association Rating Inc, as provided herein. American Business Association Rating Inc shall be under no obligation to post or use any Submission You may provide and American Business Association Rating Inc shall remove any Submission at any time at its own sole discretion.

By Posting a Submission You hereby warrant and represent that You own or otherwise control all of the rights required under worldwide law for Your Submission as described in these Terms of Use including, without limitation, all the rights necessary for You to provide, post, upload, input or submit the Submissions.

Lawful and / or Prohibited Use Of The Website

As a condition of Your use of the Website, You shall not use the Website for any purpose(s) that is unlawful or prohibited by the Terms of Use. You shall not use the Website in any manner that could damage, disable, overburden, or impair any American Business Association Rating Inc server, or the network(s) connected to any American Business Association Rating Inc server, or interfere with any other party's use and enjoyment of any services associated with the Website. You shall not attempt to gain unauthorized access to any section of the Website, other accounts, computer systems or networks connected to any American Business Association Rating Inc server or to any of the services associated with the Website, through hacking, password mining or any other means. You shall not obtain or attempt to obtain any Materials or information through any means not intentionally made available through the Website.

Indemnity

You agree to indemnify and hold harmless American Business Association Rating Inc, its subsidiaries and affiliates from any claim, cost, expense, judgment or other loss relating to Your use of this Website in any manner, including without limitation of the foregoing, any action. You take which is in violation of the terms and conditions of these Terms of Use and against any applicable law.

Changes

American Business Association Rating Inc reserves the rights, at its sole discretion, to change, modify, add or remove any portion of these Terms of Use in whole or in part, at any time. Changes in these Terms of Use will be effective when notice of such change is posted. Your continued use of the Website after any changes to these Terms of Use are posted will be considered acceptance of those changes. American Business Association Rating Inc may terminate, change, suspend or discontinue any aspect of the Website, including the availability of any feature(s) of the Website, at any time. American Business Association Rating Inc may also impose limits on certain features and services or restrict. Your access to certain sections or all of the Website without notice or liability. You hereby acknowledge and agree that American Business Association Rating Inc may terminate the authorization, rights and license given above at any point of time at its own sole discretion and upon such termination; You shall immediately destroy all Materials.

International Users and Choice Of Law

This Site is controlled, operated and administered by American Business Association Rating Inc DBA - American Business Association Rating Inc. American Business Association Rating Inc makes no representation that Materials on this Website are appropriate or available for use at any other location(s) outside United States Of America. Any access to this Website from territories where their contents are illegal is prohibited. You may not use the Website or export the Materials in violation of any applicable export laws and regulations. If You access this Website from a location outside United States Of America, You are responsible for compliance with all local laws.

These Terms of Use shall be governed by the laws of United States Of America, without giving effect to its conflict of laws provisions. You agree that the appropriate court(s) in United States Of America,will have the exclusive jurisdiction to resolve all disputes arising under these Terms of Use and You hereby consent to personal jurisdiction in such forum.

These Terms of Use constitutes the entire agreement between American Business Association Rating Inc and You with respect to Your use of the Website. Any claim You may have with respect to Your use of the Website must be commenced within one (1) year of the cause of action. If any provision(s) of this Terms of Use is held by a court of competent jurisdiction to be contrary to law then such provision(s) shall be severed from this Terms of Use and the other remaining provisions of this Terms of Use shall remain in full force and effect.

Refund Policy

Any payment made is 100 % refundable within 3 days from the date of payment.